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Tasas de interés de tarjeta de crédito
| TIPO CREDITO |
PLAZO |
PERSONAS NATURALES |
PRODUCTIVO CORPORATIVO |
| Tasa Efectiva |
Tasa Nominal |
Factor Ponderado |
Tasa Efectiva |
Tasa Nominal |
Factor Ponderado |
| CREDITO DIFERIDO |
3 meses |
16.77% |
15.60% |
2.61% |
8.64% |
8.32% |
1.42% |
| 4 meses |
16.77% |
15.60% |
3.27% |
8.64% |
8.32% |
1.78% |
| 6 meses |
16.77% |
15.60% |
4.60% |
8.64% |
8.32% |
2.50% |
| 9 meses |
16.77% |
15.60% |
6.61% |
8.64% |
8.32% |
3.58% |
| 12 meses |
16.77% |
15.60% |
8.65% |
8.64% |
8.32% |
4.67% |
| 15 meses |
16.77% |
15.60% |
10.71% |
8.64% |
8.32% |
5.77% |
| 18 meses |
16.77% |
15.60% |
12.80% |
8.64% |
8.32% |
6.88% |
| 24 meses |
16.77% |
15.60% |
17.05% |
8.64% |
8.32% |
9.12% |
| Cred.Rotativo - Tasa Máxima Efectiva |
Hasta 16.77% anual |
Hasta 10.01% anual |
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| PERSONAS JURÍDICAS |
| TIPO CREDITO |
PLAZO |
PRODUCTIVO PYME |
PRODUCTIVO EMPRESARIAL |
| Tasa Efectiva |
Tasa Nominal |
Factor Ponderado |
Tasa Efectiva |
Tasa Nominal |
Factor Ponderado |
| CREDITO DIFERIDO |
3 meses |
10.67% |
10.18% |
1.79% |
11.17% |
10.64% |
1.58% |
| 4 meses |
10.67% |
10.18% |
2.24% |
11.17% |
10.64% |
1.98% |
| 6 meses |
10.67% |
10.18% |
3.15% |
11.17% |
10.64% |
2.78% |
| 9 meses |
10.67% |
10.18% |
4.52% |
11.17% |
10.64% |
3.99% |
| 12 meses |
10.67% |
10.18% |
5.90% |
11.17% |
10.64% |
5.20% |
| 15 meses |
10.67% |
10.18% |
7.29% |
11.17% |
10.64% |
6.43% |
| 18 meses |
10.67% |
10.18% |
8.70% |
11.17% |
10.64% |
7.66% |
| 24 meses |
10.67% |
10.18% |
11.55% |
11.17% |
10.64% |
10.16% |
| Cred.Rotativo - Tasa Máxima Efectiva |
Hasta 11.26% anual |
Hasta 10.74% anual |
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| TASA DE MORA |
Fecha de Aplicación |
A partir del 1er día de vencida la operación de crédito |
Gastos de cobranza la base de aplicación son los gastos incurridos en la recuperación |
| % Adicional de Interés |
De 1 a 15 días de retraso |
5% |
| De 16 a 30 días de retraso |
7% |
| De 31 a 60 días de retraso |
9% |
| Más de 60 días de retraso |
10% |
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